Snapshot · U.S. Bancorp (USB)

Data as of 2026-10-19T08:10:42.853Z

Fundamentals check

Market cap

$91.5B

P/E (TTM)

11.4

Gross margin

64.7%

Net margin

19.0%

ROE

12.6%

R&D / revenue

0.0%

Dividend yield

3.6%

FCF yield

13.5%

Latest dividend: $0.54/share (ex-date 2026-09-30, quarterly)

Summary

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

How it makes money

Revenue mix, latest fiscal year

• Wealth Management And Investment Services39.4%
• Payment Services31.6%
• Consumer And Small Business Banking28.9%

Recent Events

• 2026-10-16T22:45:59.000Zneutral

  U.S. Bancorp: 3 Key Takeaways for Long-Term Investors

  恰逢分析师关注点，可能与长期展望相关，但不构成直接因果，需结合多项指标评估。

  Source: The Motley Fool

• 2026-10-15T16:51:00.000Zpositive

  U.S. Bancorp Q3 Earnings Beat Estimates on Higher NII & Fee Revenue

  可能与第三季度收入和净利高于预期相关，但尚无法确认直接因果关系，需关注成本、信贷风险对未来业绩的影响。

  Source: Zacks Investment Research

• 2026-09-16T00:00:00.000Znegative

  Price move: USB fell 4.0%

  USB 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

• 2026-08-19T00:00:00.000Znegative

  Price move: USB fell 3.0%

  USB 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

Analyst view

Avg price target $68.8 from 10 analysts (last quarter)

Insider & Congress activity

Open-market trades only; grants and exercises excluded

• 2026-08-28SellKedia Gunjan(director, officer: President & CEO)27,267 shares
• 2026-07-23SellCHOSY JAMES L(officer: Senior EVP and General Counsel)22,968 shares

Earnings Calendar

2027-01-19

EPS estimate: 1.43

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本内容仅为信息整理，不构成任何投资建议。