Snapshot · U.S. Bancorp (USB)

Data as of 2026-08-30T18:00:54.762Z

Fundamentals check

Market cap

$97.3B

P/E (TTM)

12.5

Gross margin

63.8%

Net margin

18.7%

ROE

12.5%

R&D / revenue

0.0%

Dividend yield

3.3%

FCF yield

12.7%

Latest dividend: $0.52/share (ex-date 2026-06-30, quarterly)

Summary

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

How it makes money

Revenue mix, latest fiscal year

• Wealth Management And Investment Services39.4%
• Payment Services31.6%
• Consumer And Small Business Banking28.9%

Recent Events

• 2026-08-28T12:41:08.000Zneutral

  USB or NTRS: Which Is the Better Value Stock Right Now?

  可能与估值比较相关，恰逢两者对比时市场关注度上升。

  Source: zacks.com

• 2026-08-27T03:39:35.000Znegative

  36,976 Shares in U.S. Bancorp $USB Purchased by Ancora Advisors LLC

  可能与机构增持相关，但无法证明买入即致股价下跌。

  Source: defenseworld.net

• 2026-08-26T08:30:00.000Zpositive

  U.S. Bancorp | BTIG Appoints Mangesh Ghogre as Managing Director, Metals & Mining Coverage

  恰逢高管任命相关，可能对市场情绪有影响但非直接因果。

  Source: businesswire.com

• 2026-08-25T07:18:00.000Zneutral

  USB DCF Analysis: Intrinsic Value $58 vs Price $62

  可能与估值分析相关，未必反映短期价格走向。

  Source: gurufocus.com

• 2026-08-21T12:46:05.000Zpositive

  U.S. Bancorp (USB) Could Be a Great Choice

  可能与股息吸引力相关，市场情绪因此而提升。

  Source: zacks.com

• 2026-08-20T05:16:06.000Znegative

  Zacks Industry Outlook U.S. Bancorp, State Street, and Northern Trust

  可能与行业展望相关，恰逢市场波动可能影响股价。

  Source: zacks.com

• 2026-08-19T17:53:00.000Znegative

  U.S. Bancorp (USB) Shares Fall 3.0% -- What GF Score of 75 Tells Investors

  可能与短期压力相关，因果不确定。

  Source: gurufocus.com

• 2026-08-19T00:00:00.000Znegative

  Price move: USB fell 3.0%

  USB 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

• 2026-08-18T07:20:00.000Znegative

  Is USB Overvalued? DCF Says Worth $58

  可能与估值分析相关，未必导致股价变动。

  Source: gurufocus.com

• 2026-08-18T03:42:31.000Zneutral

  U.S. Bancorp (NYSE:USB) Reaches New 12-Month High – Time to Buy?

  可能与股价新高相关，市场情绪波动但不构成因果判断。

  Source: defenseworld.net

• 2026-08-12T12:41:09.000Zneutral

  USB or BNY: Which Is the Better Value Stock Right Now?

  可能与价值对比相关，恰逢价值投资者关注。

  Source: zacks.com

• 2026-08-06T00:00:00.000Znegative

  USB filed 10-Q

  可能与财报披露相关，潜在影响需后续披露。

  Source: SEC EDGAR

• 2026-08-05T08:30:00.000Zneutral

  U.S. Bancorp | BTIG Announces Brayden Mathews as Head of Franchise Sales

  恰逢高管任命相关，市场情绪影响程度尚不确定。

  Source: businesswire.com

• 2026-08-01T04:21:21.000Zpositive

  Alpine Woods Capital Investors LLC Purchases 9,057 Shares of U.S. Bancorp $USB

  可能与机构增持相关，市场反应需结合其他因素。

  Source: defenseworld.net

• 2026-08-01T03:48:05.000Zpositive

  Bank of America Corp DE Acquires 1,022,898 Shares of U.S. Bancorp $USB

  可能与机构增持相关，无法断言对股价的直接因果。

  Source: defenseworld.net

• 2026-07-30T03:57:43.000Zpositive

  Amundi Buys 1,301,547 Shares of U.S. Bancorp $USB

  可能与机构买入相关，市场情绪或许被提振。

  Source: defenseworld.net

• 2026-07-08T00:00:00.000Znegative

  Price move: USB fell 3.0%

  USB 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

• 2026-06-04T00:00:00.000Zpositive

  Price move: USB rose 4.4%

  USB 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

Analyst view

Avg price target $69.57 from 14 analysts (last quarter)

Insider & Congress activity

Open-market trades only; grants and exercises excluded

• 2026-07-23SellCHOSY JAMES L(officer: Senior EVP and General Counsel)22,968 shares
• 2026-07-20SellPhilipson Stephen L(officer: Vice Chair)36,906 shares

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本内容仅为信息整理，不构成任何投资建议。