Snapshot · Bank of America Corporation (BAC)

Data as of 2026-10-18T09:35:04.903Z

Fundamentals check

Market cap

$358.2B

P/E (TTM)

12.0

Gross margin

60.4%

Net margin

16.5%

ROE

10.7%

R&D / revenue

0.0%

Dividend yield

2.3%

FCF yield

26.4%

Latest dividend: $0.32/share (ex-date 2026-09-04, quarterly)

Summary

Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.

How it makes money

Revenue mix, latest fiscal year

• Consumer Banking Segment37.4%
• Global Wealth and Investment Management Segment21.3%
• Global Banking Segment20.6%
• Global Markets Segment20.6%

Recent Events

• 2026-10-17T14:08:01.000Zneutral

  Bank of America: 3 Key Takeaways for Long-Term Investors

  可能与高质量资产负债表及长期展望相关，但尚未证明因果关系，需结合其他信息判断投资影响。

  Source: fool.com

• 2026-10-15T23:18:21.000Znegative

  Bank of America: The $1.2 Billion Fine Changes My Rating, But The Upside Remains

  可能与监管罚款及业绩波动相关，分析师下调评级与目标价，未确认直接因果。

  Source: seekingalpha.com

• 2026-10-15T13:29:18.000Znegative

  Bank of America Analysts Slash Their Forecasts Following Weak Q3 Results

  可能与Q3疲弱及前景下调相关，分析师下调预测，尚未证实直接因果。

  Source: benzinga.com

• 2026-10-14T21:24:12.000Zneutral

  Bank of America Has 'Accountability' in Face of Fines, Says Moynihan

  可能与公司对罚款的公开表态相关，未直接断定对业绩的因果影响。

  Source: youtube.com

• 2026-10-14T00:00:00.000Znegative

  Price move: BAC fell 4.8%

  BAC 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

• 2026-09-22T00:00:00.000Znegative

  Price move: BAC fell 3.0%

  BAC 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

• 2026-09-14T00:00:00.000Znegative

  Price move: BAC fell 5.1%

  BAC 在这段行情中出现明显波动，恰逢异常的价格变动，但此处没有可关联到的具体新闻事件。

Analyst view

Avg price target $65.5 from 8 analysts (last quarter)

Recent rating changes

• 2026-10-15 · Baird Upgraded → Outperform

Insider & Congress activity

Earnings Calendar

2027-01-15

EPS estimate: 1.14

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本内容仅为信息整理，不构成任何投资建议。